What is a personal loan?
A Personal Loan is an installment loan that’s repaid over a period of time. You can request a personal loan from $1,000 to $25,000. The amount you are eligible for depends on a number of factors, like your credit type, the laws in your state governing personal loans, and the amount that a lender or lending partner is able to lend.
How Long Will It Take To Get My Money?
If you accept your loan before 5pm ET Monday-Friday, your funds will be transferred on the next business day. If the terms are accepted after 5pm ET Monday-Friday, the funds will be transferred on the following business day. For loans that are being used for education-related purposes, there is an additional 3 business day period between when you accept your loan and when you will receive the funds.
How much can I borrow?
You can borrow between $1,000 and $5,000. Note, there are state-specific minimum loan amounts for some states and the exact amount you may borrow depends on what you qualify for based on your application information.
Will it affect my credit score?
Checking your rate will not affect your credit score. If you proceed with your application after receiving a rate your credit score may be impacted. When you check your rate, we make a "soft credit inquiry." Soft credit inquiries on your report do not lower your credit score, but you may see when you view your report that this inquiry was made.
What are the interest rates?
All loans offer a fixed interest rate, but individual rates are determined based on various factors including an applicant’s education history, work experience, and credit history. The range of rates offered vary between apr range.The interest rate is only 1 factor of the cost of the loan. The total cost can be understood by the APR which is the annual cost of a loan inclusive both of interest rate and all other associated fees. When comparing loan products, it is important to consider the APR of each product.
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