• Safe & Secure Application
  • Quick Approvals
  • Fast Funding

Complete the Form

It takes just minutes to complete our quick, easy and secure application form.




Make sure the rates, terms and conditions of your personal loan is right for you and your family prior to moving forward on the loan.
  • Payoff well needed bills
  • Consolidate new or existing debt
  • Medical Bills
  • New or used vehicle
  • Extra Holiday Cash
  • Use the money anyway you'd like
  • unsecured Personal Loans
  • Bad Credit Loans
  • no credit check loans
Additional Resource Information

Why a personal loan? Maybe you want to consolidate some high-interest credit card debt or pay some medical bills. When borrowing from friends or relatives is not an option, personal loans can fill an important gap. Before you apply, it’s a good idea to compare personal loan rates and terms to make sure you are picking the right one to fit your needs and situation. It's important to distinguish between affordable personal loans and personal loans that will lead to a debt collapse. Start by comparing interest rates today.

New companies and websites are entering the unsecured and secured personal loan industry. In the past, credit unions and banks offered personal loans to applicants with nothing less than good credit. Interest rates on personal loans from credit unions tended to be lower than the rates offered by traditional banks. The availability of personal loans depended to some extent on the economic climate. Credit unions and banks weren't the only ones offering personal loans that are unsecured. Short term lenders, installment lenders and direct loan outfits provided personal loans to those with bad credit or even no credit.

More recently, online personal loans have revolutionized the industry. Some of the lowest personal loan rates are to be found online, which is why any personal loan rate comparison should include a web search. A personal loan rate comparison tool can help you see all the options in one place.

Peer-to-peer lending sites act as matchmakers between would-be investors and would-be borrowers. Like traditional loan offerings, peer-to-peer sites offer low interest rates to applicants with high credit scores. In fact, they may offer rates that are lower than what traditional lenders offer.

But unlike traditional lenders, peer-to-peer sites are often willing to take a chance on applicants with bad or thin credit. Of course, these applicants will pay higher interest rates, but they won't be shut out of borrowing altogether. How do peer-to-peer lenders make it work? Investors build portfolios that mix low-risk, low-interest rate loans with higher-risk, higher-interest rate loans.

​It's always smart to compare personal loan rates when you're considering borrowing money. If you've ever had to deal with credit card debt or a home mortgage you'll understand what a difference a percentage point or two can make. Still, there's more that goes into a loan's affordability than the APR. Conducting a personal loan rate comparison is an important first step, but you still have some research to do before you sign on the dotted line.

First off, it’s a good idea to look for the best personal loan rates available to you. Consider different sources of personal loans, from brick-and-mortar lenders to sites online. If you have great credit you should be able to get a low personal loan interest rate. Still, you shouldn't expect rock-bottom rates. Remember that unsecured personal loan rates are generally higher than secured loan rates.

Why? Because secured loans offer the lender some collateral to repossess in case the borrower defaults. On the flip side, secured loans (like the Home Equity Line of Credit, or HELOC) are more risky for the borrower because the borrower could lose the asset that's securing the loan. In the case of home equity loans, that's the family house. No wonder some people decide they would rather go with an unsecured personal loan than risk the home they saved up for.

Once you've compared interest rates, it’s important to look at other aspects of the loans you're considering. For example, does the loan come with prepayment penalties that will discourage you from paying off the debt early? Are there expensive credit insurance add-ons that the lender is pressuring you into financing as part of your loan? Are there late payment penalties and penalty APRs? Could the APR jump after a certain period, leaving you with unaffordable monthly payments? All of these features could be red flags for anyone looking to find the best deal on their personal loan.

If you want the best personal loan rate you'll need good credit. The lower your credit score, the more likely it is that lenders will offer you high-interest loans with terms that could keep you stuck in debt. It’s important to look for low loan rates, but also keep an eye out for things like prepayment penalties and insurance add-ons.

Here are a few rules to help you manage your personal loan. First, only borrow what you absolutely need. Second, put yourself on a budget so that you can keep up with your monthly payments. Third, pay as much as you can - don't just stick to the minimum payment. Lenders offer minimum payments as a guideline but they're often calibrated to be so low that they leave borrowers paying more interest for a longer period of time. A personal loan should be a short-term solution to a pressing problem, not a long-term source of financial stress. With the proper research ahead of time to compare your personal loan rates and terms, you can ensure you pick the best option for you and your financial situation.​

Our personal loans are unsecured and available for bad credit and no credit check consumers. Place your application for a loan today using our safe and secure application form. Our website uses 256 bit SSL encryption to keep your data secure at all times. After applying for a bad credit or no credit check unsecured personal loan you'll be able to analyze the rates, terms and conditions of your loan approval to make sure it suitable for you and your family prior to moving forward. You can use a personal loan for bad credit for items ranging from a new computer purchase, to consolidation, to paying off well needed bills. This unsecured loan is typically used for a one time borrowing need. Our Personal Loan has a fixed rate and a fixed monthly payment thus providing easy budgeting and protection against rate fluctuations. Please note our fixed rate loan program is for well qualified borrowers and may not be available to all applicants. Unsecured Personal Loans & Credit available online from $500 to $1000 up to $25,000 at the largest and best network of direct loan lenders, UnsecuredLoanServices.com. When applying for a loan with us we make it as easy as possible to apply, get approved and receive your funding. After filling out our simple online application form, you'll be redirected to a customer service expert who will assist you in closing your loan. Once your bad credit unsecured personal loan application is approved and funded you can use your loan proceeds anyway you'd like. Payoff well needed or past due bills, consolidate new or existing debt, make a payment on medical bills, home improvements, vacations and more. For more then a decade now we've been successfully servicing people just like you, your family and your neighbors nationwide. We funded over a Million Dollars this year alone, let us do the same for you. Place your application now and have the money you need in your account by tomorrow. We want our customers to be safe and secure when applying for a short term or a long term installment loan. Therefore our website is secured by a 256 bit socket layer encryption which is the highest level of Internet security available along with its SSL certificate located at the bottom of the page. Apply now, borrow and compare unsecured personal loans for people with bad credit at low interest rates and affordable terms. Choose from an array of unsecured personal loans & lenders geared to meet the needs of all.

    Get Funded


Upon acceptance your loan will be funded typically the next business day. Have you cash wired directly to your bank account.
  • fast cash loans
  • installment loans
  • short term loans

     Get Approved


Credit Challenged? Our easy approval loan programs will be sure to help you get the cash you need.

We offer a variety of loans that are unsecured and can be tailored to meet your specific financial needs. Whether you need to payoff well needed bills or consolidate debt, were here to help.

Need A Loan? No Problem!